Is a Guarantor a Debtor?

Is a Guarantor a Debtor? DAILY LAW TIPS (Tip 45) by Onyekachi Umah,Esq.,LL.M, ACIArb (UK)

A GUARANTOR is technically a debtor. He is expected to pay where and when the Principal/Main Debtor fails to pay an agreed debt.
Think twice before your sign a Guarantor’s form/agreement.

My authorities:

The case of CROWN FLOUR MILLS LTD V. OLOLAUN (2008) 4 NWLR (PT. 1077), 254 @ 298. Is a Guarantor a Debtor?
Onyekachi Umah, “A GUARANTOR/ SURETY AND A WITNESS ARE NOT SAME” (LearnNigerianLaws.com, 12 May 2020) <https://sabilaw.org/a-guarantor-surety-and-a-witness-are-not-same-daily-law-tips-tip-567-by-onyekachi-umah-esq-llm-aciarbuk/> accessed 24 July 2021.
Onyekachi Umah, “WHEN, WHY AND HOW CAN A GUARANTOR/SURETY BE HELD LIABLE FOR DEBT GUARANTEED” (LearnNigerianLaws.com, 25 July 2019) <https://sabilaw.org/when-why-and-how-can-a-guarantor-surety-be-held-liable-for-debt-guaranteed-daily-law-tips-tip-380-by-onyekachi-umah-esq-llm-aciarb-uk/> accessed 24 July 2021.
Onyekachi Umah, “What is a Friendly Loan?” (LearnNigerianLaws.com, 15 April 2021) <https://sabilaw.org/what-is-a-friendly-loan/> accessed 24 July 2021
Onyekachi Umah, “Conditions for Assignment of Burden or Benefit of Debt” (LearnNigerianLaws.com, 30 March 2021) <https://sabilaw.org/conditions-for-assignment-of-burden-or-benefit-of-debt/> accessed 24 July 2021.

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Onyekachi Umah, Esq., LL.M, ACIArb(UK)

Onyekachi Umah is an exceptional Legal Practitioner, Arbitrator, Notary Public and Legal Awareness Expert with over a decade of experience in civil law, criminal law and human rights. He holds a Master of Laws; a Master of Business Administration (mini) and he is a doctoral candidate. Mr Umah is the Managing Partner of the law firm of Bezaleel Chambers International (BCI), where he consults and provides legal services to several national and international organisations, including the United Nations. Aside from his very engaging legal practice, Mr Umah runs a legal awareness organisation (Sabi Law Foundation) and he diligently publishes free daily law tips, every day on www.LearnNigerianLaws.com since 2017. He has published over 820 legal articles in diverse areas of law, delivered over 35 public lectures, anchored over 67 law radio/tv shows and supported several legal and developmental projects across Africa. Click to read more.

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